All About Payday Loan is an information site about short-term borrowing in the UK. We explain how payday loans work, what the rules say they can cost and the safer options worth checking first.
What we don’t do
We’re not a lender or a broker. We don’t arrange loans, pass your details to lenders or accept payment from lenders to feature them. Nothing on this site is a recommendation to borrow.
Where our information comes from
Our guides are based on the Financial Conduct Authority’s rules for high-cost short-term credit, guidance from MoneyHelper and the Financial Ombudsman Service, and other official sources. We use AI tools to help research and draft, and we check the details against those sources before publishing.
If you need help now
If you’re worried about money or debt, free and confidential advice is available from MoneyHelper, StepChange, National Debtline and Citizens Advice. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.